Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
If you're looking for a way to unlock the potential of your home, remortgaging may be the solution you're looking for. Remortgaging allows you to switch your existing mortgage to a new one, often with a better interest rate or more favourable terms.
At Kudos Mortgages, we understand that remortgaging can be a big decision, which is why we're here to guide you through the process. Whether you're looking to save money on your monthly repayments or release equity from your property, our expert advisors can help you find the right remortgage deal for you.
Why Remortgage?
There are many reasons why people choose to remortgage their home. Some of the most common reasons include:
Saving money: If you're currently on a high-interest rate mortgage, remortgaging to a lower rate could save you a significant amount of money on your monthly repayments.
Releasing equity: If you've owned your property for a while, it may have increased in value. Remortgaging can allow you to release some of this equity, which can be used for home improvements, debt consolidation, or other expenses.
Changing terms: Maybe your circumstances have changed since you took out your current mortgage, and you need a more flexible payment plan or a longer or shorter term. Remortgaging can help you find a new deal that better fits your current needs.
Switching to a better lender: If you're unhappy with your current lender's service, remortgaging to a new lender can help you find a better fit for your needs.
At Kudos Mortgages, we can help you navigate the remortgaging process and find the right deal for your specific situation. Our team of experienced advisors will assess your current mortgage and financial situation, and help you compare and select the most suitable remortgage product from our range of lenders. We'll also help you complete the necessary paperwork and ensure a smooth and stress-free process.
In addition to traditional remortgaging options, we also offer specialist products for clients with unique circumstances, such as those with adverse credit, self-employed income, or complex financial situations. Whatever your situation, we'll work with you to find the right solution for your needs.
The total amount you can borrow can vary widely from Lender to Lender and the above is purely an indication of the maximum amount available based on your income for illustrative purposes only. The actual amount you can borrow will take other things into account such as credit commitments and the above should only be considered a guide figure.
There will be a fee of up to £699 for mortgage advice. The precise amount will depend upon your circumstances and the amount of work that needs to be done. The fee is payable on mortgage offer. If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager.
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Kudos Mortgages & Protection is a trading style of Kudos Mortgage Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Kudos Mortgage Solutions Ltd are registered in England and Wales, Company Number: 14083722, Registered address: 15 Front Street, Sherburn Hill, DH6 1PA
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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